I got life insurance more than a decade ago (gosh, I sound so old! lol) and I am already done with the payments. Many thanks to my mom for helping me! lol. But honestly, I think that the amount then is not really that significant compared to the amount we need right now. I mean, it was a decade ago, so prices (due to inflation, I guess) have changed. But of course, I think that having a bit is much better than having nothing at all.
Don't you think so? ;P