Plastic Money ...

Gone are the days when you need to have cash all the time to pay for something. Nowadays having just a credit card (or as hubby and I call it: plastic money) is enough. However, in some countries you still need cash (like in developing countries) since most of their merchants are still not that technologically developed. Still, it is a good idea to get your own credit card since you really might never know when you need it. You can find numerous credit card applications both online and offline.

Credit Card Applications are now readily available, but you have to be aware what it is you are getting yourself into. You might opt for one with low interest rates, or one that gives out cash back rewards. Different banks gives out different credit card offers since it really largely depends on the applicant's preferences. That's why it's a good idea to do some research first before applying, and one site to visit is GettingCreditCard.com, where you can compare as well as apply, for credit cards online.

As for me, I already have a credit card, and I must say that it has been helpful in getting my wants, like my laptop. What's important, though, is that you use your card wisely and make sure that you will be able to pay your dues on time! :)