Hubby and I took out a loan a few years back for our house in the province and we did pay the dues religiously. I just am the type of person that hates owning somebody anything, so I make sure we pay on time. lol. It's a good thing my dad decided to help us with the payments, though, so now we are debt-free from that company! Our house is currenly being used by another family but hubby and I have been thinking of renovating it, like this news about homeowners renovating their properties so that more sellers/buyers will be attracted. I really believe that's a neat idea! However, since we're quite far from our previous house that idea will have to wait.
That's fine with us, though. Anway, we're not in a hurry. :)