Having a credit card can really be convenient; it not only makes us buy things which we need without cash, but can also help us get that "something" which we know we've got to have (like the canon eos 40D, in my case!). Of course, using your credit card means you need to be aware of the consequences, too; like paying on time, or not exceeding your credit limit. I know a person who got into a serious debt with his credit card, and to pay it off he was forced to leave his family and work abroad. It took them about two years before they finally got to pay off their credit card debt.
These days, there are many sites that offer Credit Card Debt Help, and that's great! However, we have to be aware that sometimes instead of getting help, we might instead get into more trouble because of the additional fees we might be incurring getting their "help" services. Some may even offer Credit Card Debt Consolidation, but like I said, we have to be wary.
If you want, you can check out The Debt Settlement Company over at TheDSC.com. Their site is straight-forward about helping you with your debt and they offer good upfront advices regarding what you should be wary about when choosing a company that offers to "help" you with your credit card debt.
If you really need help, it's worth checking them out. Better yet, you can call them at 866-578-DEBT if you want to have your questions asked immediately; or if you want to know more about them and how they might be able to help you get rid of your debt.