We have a friend who got quite carried away with the idea of having "money to spend" using his credit cards (he had three) that he went on a spending spree; not intentionally, I think, but before he knew it, he had incurred a debt so huge that his account was frozen by the credit card companies. To get Debt Relief, he was forced to quit his existing job, go abroad, and get employed to another company that would provide him with a higher salary. Yes, it was that huge an amount. The good thing is that he did get debt relief, but he had to be away from his family for at least two years before his wife and kids could join him. What's wonderful now, though, is that they are debt free (credit card), and living together in another country. I'm glad our friend is now debt free, but not all are as lucky as him; some still continue to be tied to their debts.
Credit Card Consolidation is another way to get debt relief, but you should be careful in accepting another company's promise of a help. Be wary of companies that ask you to pay for high monthly fees for them to help you; or demand that you give them your credit card details before giving you free information about their services. It is best that you ask family and friends for opinions and ask for names of trusted companies.
ClearDebt Solution is one such company that is said to be reliable, and with their Clear Debt Solution™ method, they are said to have helped settle millions of dollars of unsecured debt for people who really needed their help. So if you are looking for debt relief, check them out. Or better yet, call them!